Basic The Hereafter Surah: Al-Muddaththir (38)

Every Soul Is Pledged for What It Has Earned — Individual Accountability

كُلُّ نَفۡسِۭ بِمَا كَسَبَتۡ رَهِينَةٌ
— المدثر الآية 38
Verse: "Every soul is pledged for what it has earned." (74:38)

"Pledged" (raheena): In Arabic: something held in pawn — every soul is held hostage by its own deeds, released only by its good works.

The exception: "Except the People of the Right" — their pledge was redeemed by their good deeds.

Individual responsibility: No one bears another's burden — every soul stands alone before Allah with its own record.

Lesson: At the moment of questioning on Judgment Day, no one will be beside you — no friend, no relative. The work you do now alone redeems your pledge.
Source: Ibn Kathir (8/275); Al-Sadi; Al-Qurtubi (19/83)
Tags: المدثرالمسؤولية الفرديةرهينةالحسابكسب النفس

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